With smartphones in hand, we can manage debt as fast our internet connection will allow and even when we are on the go. While pen and paper are all well and good, some of us just don’t have the [...]
You spent time and energy and focus on cultivating an impressive credit score, right? Still turned down for a loan or a mortgage? What gives? It just might be your BNI. While your credit [...]
Your credit score could be lower than you think and it could be through no fault of your own. Errors on your credit report can be dragging down your score. This is why it is so important [...]
For most of us, debt will always be a part of our life. It comes with investing for our future. However, the rate of household debt is out of control. The average Canadian will pay [...]
Credit card utilization isn’t something that gets a lot of airplay but is a key factor in how reporting agencies calculate your credit report and credit score. You shouldn’t overlook in how [...]